With nearly two decades of experience in financial services, Cheryl Norman’s practice has a diverse national client base with a focus on the northern tier of Ohio. Her attention to detail and dedication to her client’s economic well-being has developed into a proficiency in working with individuals who want to apply a detailed and methodical approach as they build their personal financial plan.

Cheryl can guide you in putting the proper financial approach and tools in place for your individual situation. She is an advisor who will be with you as you navigate through the milestones in your life. She will take an expansive look at where you are now and assist you in developing a plan to reach your goals. Cheryl is committed to providing consistent service and communication. In particular, on-going monitoring of your strategy and financial portfolio is a vital component of the service that Cheryl will provide to assist with the pursuit of your financial goals.

Cheryl’s areas of concentration include investment portfolio design, retirement strategies (both accumulation and distribution), college education planning, and risk management analysis (life insurance, long-term care, disability income.)

Contact Cheryl

[email protected]
(877) 842-9535

As a dedicated Certified Financial Planner™, James purposefully strives to provide insightful guidance, honesty, and a client-first approach to the planning he offers his clients.

With a career spanning over a decade, James has honed his craft and earned the trust of clients seeking clarity amidst the complexities of individual financial planning and understanding the investment markets. His journey led him to Flagship Capital Advisors in 2024, where he brings his wealth of experience and unwavering commitment to serving clients who desire an individualized approach to building their financial plan.

James’ career is more than just numbers and portfolios; it’s about people. He thrives on being the voice of his clients, translating intricate financial concepts into actionable strategies tailored to each individual’s unique goals and aspirations. Whether it’s planning for retirement, investing wisely, or navigating life’s financial milestones, James is there every step of the way.

When you work with James, you’re not just getting a financial planner; you’re gaining a trusted partner dedicated to your financial well-being.

Contact James

[email protected]
(330) 754-2826

A dedicated operations professional with a passion for client service, Nicholas brings a wealth of expertise to his role as Director of Operations. Based in the Toledo office, he rejoined Flagship Capital Advisors in 2023, drawing on more than a decade of experience in operations, account management, and production within the advertising industry.

In addition to overseeing the firm’s operations, Nicholas plays a key role in driving new business development, as well as managing the firm’s marketing and content creation. His comprehensive knowledge of client needs and internal processes allows him to deliver exceptional service and ensure smooth, efficient execution across all areas of the firm’s operations.

Outside of his professional role, Nicholas enjoys spending time outdoors, especially at Posey Lake in Hudson, Michigan. He is a Third Degree Knight of Columbus and actively volunteers with Catholic Charities (Diocese of Toledo) and his home parish, St. John 23 in Perrysburg, Ohio.

He resides in Perrysburg with his wife and young son. With a steadfast commitment to excellence, Nicholas is dedicated to helping clients navigate their financial journeys with confidence and care.

Contact Nicholas

Ashley assists with beneficiary changes, name changes, checking account changes, etc.

Ashley is dedicated to being a resource to provide timely responses to client service needs.

Contact Ashley