
Financial Literacy Month. Why Saving and Investing Early Matters
April is Financial Literacy Month, a time dedicated to building awareness and empowering individuals to make informed, confident decisions about their financial future regardless of market conditions. At Flagship Capital Advisors, we believe one of the most...

The Power of a Written Financial Plan
At Flagship Capital Advisors, we understand that financial confidence comes from working with experienced professionals. Our team includes a Certified Financial Planner (CFP®) and a Chartered Financial Consultant (ChFC®), ensuring you receive expert guidance tailored...




Big Changes Coming for Social Security Recipients and Public Pensions
The Social Security Fairness Act (SSFA) represents a significant legislative change aimed at addressing a 20-year revision with Social Security benefits for nearly 3 million affected public sector Americans. SSFA was just signed into law, and the Social Security...


Monthly Planning Update: Required Minimum Distributions (RMDs)
Still considering your Required Minimum Distribution options for 2024? As the end of the year approaches, it’s essential to address your Required Minimum Distribution (RMD) obligations. If you’re 73 or older, you must take your RMD by December 31, 2024. The SECURE Act...




Flagship Focus: Timely Insights & Market Trends
The holidays are near and last year one third (34%) of all Americans went into credit card debt shopping for gifts. These numbers are trending down slightly, from 35% in 2022 and 36% in 2021 bringing the average debt packed on during the holiday rush to $1,028 last...


Cultivating Financial Growth
As springtime approaches, it serves as a timely reminder of the importance of planting seeds for future financial enjoyment. Just as a gardener carefully tends to their garden, if we nurture and cultivate our investment portfolios, we can help maximize the opportunity...


The Nine-Hour Tax Preparation Marathon
According to the IRS, the average non-business taxpayer invests a total of nine hours completing their income tax return. This includes an average of three hours for organizing records, one hour for planning, three hours for preparing the return…, hours...