Here we are at the much-anticipated beginning of summer. Warm, longer days energize us to finish projects and get ourselves organized.

Usually around summer solstice time, I like to take stock of where I am for the year. Have I accomplished any of my New Year’s resolutions? What do you ask yourself this time of year? What do you want to accomplish by Labor Day to make you feel like this was a productive and enjoyable summer?

We all have goals for some point in our future, whether it be for tomorrow, next year or five years from now. I often have conversations with myself about the decisions I am making today and whether or not my “five-year-older self” will appreciate those choices. Many times, the little decisions we make every day are more impactful than the major decisions we make in life.

If you have aspirations to get your home office organized and purge mail you have accumulated over the year(s), I offer the following suggestions with regard to the paperwork you receive from the various custodians where your investments are managed. For example: Schwab, Pershing, or Invesco.

End-of-year statements (dated December 31st of each year) are good statements to keep in your files as they contain information that may be helpful for tax purposes in coming years. It is not essential to keep prospectuses or the packets I provide to you at our review meetings. Keeping your most recent monthly statement and then shredding prior monthly statements is usually a good idea, so as not to accumulate too much paper. Much of this historical information is available to you or to us online should you want it.

If you are feeling inundated with paper, taking some time to sign up for electronic delivery of your paper documents might be worth considering as well. Let me know if you need assistance signing up for electronic delivery of documents or obtaining online access.

As you go through your files, it may be a good time to review your beneficiary designations on your retirement plans, life insurance and other investment accounts. Additionally, summer may be a good time to take stock of where you are with college and retirement savings.

I always appreciate when you keep me informed of any changes to your personal situation. Whether they be as simple as an email address change or as life-altering as a job change, please keep in touch with me between our review times and over the course of the seasons.

Here’s to a great summer. We will be here throughout the summer to assist in any way we can to help you achieve your financial goals.

Sincerely,

Here we are at the much-anticipated beginning of summer. Warm, longer days energize us to finish projects and get ourselves organized.

Usually around summer solstice time, I like to take stock of where I am for the year. Have I accomplished any of my New Year’s resolutions? What do you ask yourself this time of year? What do you want to accomplish by Labor Day to make you feel like this was a productive and enjoyable summer?

We all have goals for some point in our future, whether it be for tomorrow, next year or five years from now. I often have conversations with myself about the decisions I am making today and whether or not my “five-year-older self” will appreciate those choices. Many times, the little decisions we make every day are more impactful than the major decisions we make in life.

If you have aspirations to get your home office organized and purge mail you have accumulated over the year(s), I offer the following suggestions with regard to the paperwork you receive from the various custodians where your investments are managed. For example: Schwab, Pershing, or Invesco.

End-of-year statements (dated December 31st of each year) are good statements to keep in your files as they contain information that may be helpful for tax purposes in coming years. It is not essential to keep prospectuses or the packets I provide to you at our review meetings. Keeping your most recent monthly statement and then shredding prior monthly statements is usually a good idea, so as not to accumulate too much paper. Much of this historical information is available to you or to us online should you want it.

If you are feeling inundated with paper, taking some time to sign up for electronic delivery of your paper documents might be worth considering as well. Let me know if you need assistance signing up for electronic delivery of documents or obtaining online access.

As you go through your files, it may be a good time to review your beneficiary designations on your retirement plans, life insurance and other investment accounts. Additionally, summer may be a good time to take stock of where you are with college and retirement savings.

I always appreciate when you keep me informed of any changes to your personal situation. Whether they be as simple as an email address change or as life-altering as a job change, please keep in touch with me between our review times and over the course of the seasons.

Here’s to a great summer. We will be here throughout the summer to assist in any way we can to help you achieve your financial goals.

Sincerely,