Our Team
Meet the Team Behind Your Financial Strategy
We believe financial guidance should feel personal, proactive, and built around your life, not a one-size-fits-all approach. Our team brings together decades of experience in financial planning, investment strategy, risk management, and client service to help individuals and families move forward with clarity and confidence.
Every relationship begins with listening. We take the time to understand what matters most to you, your family, your future, and your goals. From retirement planning and investment portfolio design to insurance strategies and ongoing client support, our team works collaboratively to deliver a thoughtful and personalized experience.
When you work with Flagship Capital Advisors, you gain access to a team committed to communication, responsiveness, and long-term relationships, because your financial life deserves more than occasional conversations. It deserves a trusted team that is here to guide you every step of the way.
We invite you to learn more about the individuals who make up Flagship Capital Advisors and the experience, insight, and dedication they bring to every client relationship.
Cheryl Norman, CLU®, ChFC®
Private Wealth Consultant
Three decades of experience guiding individuals and families through retirement, investment, and risk-management decisions with a holistic, long-term lens.
James M. Gehring, CFP®, CEPA®
CERTIFIED FINANCIAL PLANNER™ (CFP®)
CFP® and Certified Exit Planning Advisor combining technical expertise with a people-first approach — serving families and business owners alike.
Ashley Muncy
Client Service Associate
Detail-focused and dedicated to a seamless client experience. Ashley supports clients and advisors alike across account onboarding, service requests, and the firm’s day-to-day operations.
Nicholas Carr
Director of Operations
Operations professional driving the firm’s client-service experience, new business development, and the technology that ties it all together.




